Credit Cards

Personal and Motor Loans

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For life’s moments big and small

As your Partners in Money, our attitude is to be responsible, fast and always ready to help. So, what are you looking for today?

Credit Cards

Personal Loans

Featured offers and updates from Latitude

Credit Cards

Latitude 28° Platinum Mastercard

No card fee for 12 months (normally $96). Plus, earn up to $340 in Rewards in your first year. Minimum spend on eligible purchases applies. New customers only.

Credit Cards

Latitude GO Mastercard credit card

Enjoy a 60 months Interest Free plan at Harvey Norman + a bonus gift card when you spend $1,000 or more on interest free purchases.

Personal Loans

Check your Personal Loan interest rate in 2 mins

It only takes 2 minutes and won't impact your credit score.

Credit Cards

Latitude GO Mastercard

Get 0% for 24 months on balance transfers.

Shop Interest Free from our retailers

Check out our full list of retailers

Why partner with Latitude?

Easy

We hear you, big-time. You want easy. Let’s start with easy application, rapid response, flexible repayments, and oh-so-simple account monitoring. Online and on your mobile.

Nothing hidden

See all the interest rates and fees up front. No tricky finance talk. Just clear and open, always.

Everyone’s included

We’re all different, so it makes sense to assess applications individually. That’s why we tailor our rates based on your circumstances.

Let’s work together

We get it. Borrowing money is a big deal for everyone so we’re here as your money-partners, finding the best way to make it happen. And when life changes, we’ll help work it out together.

Rates & Fees

0_%

for 6 months on general purchases $250 and over

0_%

on Interest Free Payment Plans

0_%

up to 55 days interest free¹ on general purchases

27.99_%p.a.

interest rate on general purchases

$10.95

credit card fee charged monthly

Min credit limit

$1000

Expired Plan Rate

29.99% p.a.

Cash Advance Rate

29.99% p.a.

Balance Transfer Rate

The Cash Advance Rate applies, unless a specific balance transfer rate is subsequently offered.

Cash advance fee

The greater of 3.5% or $4.

International transaction fee

3% on all purchases and cash advances

Payment handling fees

$0 when you pay via the Latitude App, Latitude Service Centre, mail, or direct debit. $1.95 (online using BPAY^®). $3.95 (in person at Australia Post)

Late fee

$45

Online statements

$0 by opting to receive statements online. Simply login to the Latitude Service Centre.

Paper statements

$5.00

You can avoid this fee by opting to receive statements online. Simply login to the Latitude Service Centre.

Balance transfer fee

Up to 3% of balance transfer amount

Before making a decision, please read Latitude Gem Visa Key Facts Sheet and Latitude Credit Card General Terms and Conditions to ensure you're aware of all fees, charges and interest rates.

Find an offers

Online

In-store

Up to 12 months Interest Free payment plan

For eligible purchases above a minimum financed amount.T&Cs and monthly credit card fee (currently $10.95) will apply.Other credit card fees and charges may apply.Exclusions may apply. Refer to retailer website for more details.

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